TERMS OF SERVICE

Last Updated: February 12, 2026

1. Acceptance of Terms

By accessing or using the website katachcapital.com operated by Katach Capital Inc ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

Katach Capital Inc is a direct lender that funds directly from our own capital. We provide business loans, real estate financing, merchant cash advances, and lines of credit. Our website serves as an informational resource and point of contact for potential and existing clients. All lending decisions are subject to our underwriting criteria and approval process.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use our services. By using this website, you represent that you meet these requirements.

4. SMS/Text Messaging Terms

If you opt in to receive SMS/text messages from Katach Capital Inc:

• You consent to receive text messages that may be delivered via an automatic telephone dialing system (ATDS)
• Messages may include application updates, service notifications, and promotional content about our lending services
• Message frequency varies based on your interactions with us
• Message and data rates may apply depending on your carrier plan
• You may opt out at any time by replying STOP to any message
• Reply HELP for customer support information

Consent to receive SMS/text messages is NOT a condition of purchase or obtaining any service from Katach Capital Inc. Your phone number and consent information will not be shared with third parties for their marketing purposes.

5. Use of Website

You agree to use this website only for lawful purposes. You may not use the website in any way that could damage, disable, overburden, or impair our servers or networks. You may not attempt to gain unauthorized access to any part of the website or any systems connected to it.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Katach Capital Inc or its content suppliers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

7. Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the website will be uninterrupted, secure, or error-free. Information on this website does not constitute a commitment to lend or an offer of specific loan terms.

8. Limitation of Liability

To the fullest extent permitted by law, Katach Capital Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes acceptance of the revised terms.

11. Contact Us

If you have questions about these Terms of Service, please contact us at:

Katach Capital Inc
1961 East 8th Street, Brooklyn, NY 11223
[email protected]